I think the SOR exam was the 'warning' as it was done in a 1 unit exam. They would rather people freak out in a 1 unit exam as a warning than a 2 unit exam. Thus, nothing is stopping them from doing it this year as many people are now somewhat 'prepared'.
With the SOR 1 exam in 2009 which aimed at diminishing 'prepared responses', there is rising speculation that the same technique will be used in many other exams.
Are you all prepared to write a feature article, speech, interview script etc. for the extended response in English Paper 1?
When I said no monthly account fees- it was no with a silent K as in you may not KNOW about the fees until the fees are charged :P
Banks ALWAYS have a way of revolving around the above statement! Good on ya ANZ for pointing it out in a hilarious way! :)